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Wells Fargo Forgives Nearly $50,000 in Principal on Option-ARM Home Loans in Wachovia-Initiated Portfolio

December 10, 2009 — “Wells Fargo & Co., the bank that gained a portfolio of option adjustable-rate mortgages when it bought Wachovia Corp. last year, cut the principal for delinquent borrowers in some loans by as much as
30 percent,” reports Dakin Campbell at Bloomberg News. 

“Wells Fargo has forgiven an average of $46,000 in principal, or 15 percent, for the 43,500 option-ARM loans it has modified this year through September, said
Franklin Codel, chief financial officer at the bank’s
home-lending unit.”  Continue reading…

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September 5, 2010

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  • Reality Check for Fashion Magazines — Seeing Readers As “Regular Folk”
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  • Tips When Renting a Car Abroad — From Insurance Coverage to Road Conditions to Driving Rules Giving the Right-of-Way to Camels
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  • The Young, the Rich and the Yawning Class Gap in America
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  • Reigning In Social Security “Do-Overs” — No More Using Benefits as Short-Term, Interest-Generating Investment
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  • Corot Artwork Worth $1.35 Million “Lost” During Night of Drinking
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  • Researchers Claim Genes Are No Excuse for Obesity
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  • From High Heels, Shortened Calf Muscles
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  • Maintaining Muscle Strength, Mass and Function While Aging
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  • Wise Advice for Would Be Purchasers of Overseas Dream Homes
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  • U.S. To Subsidize Health Plan Costs for Some Early Retirees
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  • America’s Way To Save the Dream of Home Ownership
            housing-sales-mortgages.jpg
  • How We Continue To Grow and Change With the Passage of Time
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  • Email Etiquette: How Quickly Should a Reply Be Sent
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  • Reduction in Medicare Prescription Plan Choices Could Affect Millions of Seniors
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  • Does Stress Cause the Onset of Alopecia
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  • Unattractive Bank Rates and Fees Driving Customers to Smaller Banks, Credit Unions
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  • The Forbidden Rice: Black Rice — More Health Benefits Than Berries
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  • Crazy Age — Thoughts on Being Old — Jane Miller
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  • Newly Released Color Photographs Offer American Memories, 1939-1945 
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  • Drinking Water, Controlling Weight
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  • The Quiet Charms of Camel
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  • Finding Support That Fits and Flatters
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  • Will Local UK Governments Raise Revenue by Charging Employees for Parking Cars at Work on Company Property
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  • America’s National Parks: Where the Tourists Roam While Hoping Technology Will Protect, Even Save Them
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  • A Change of Taste — Learning To Like a Flavour That You Hate
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  • New York City Lays Claim to 19th Century Illustrations of Central Park Said To Have Been Tossed in Trash Bin
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  • Eating More Green, Leafy Vegetables Can Significantly Reduce Risk of Developing Type 2 Diabetes, But More Study Needed
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  • Practicing Yoga Provides Increased Feeling of Wellbeing, Helps Keep Depression at Bay
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  • Egg Recall Expanded Nationwide — Second Source of Contamination Found — Salmonella’s Symptoms Are Not Immediate
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  • Midi-Length Skirts — A Trending Fashion
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  • 90 Years Ago: Legislator’s Mother Provides Tipping Point for Passage of Women’s Right to Vote Amendment
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  • Salmonella Link Spurs Egg Recall
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  • Yellow Brick Road Becoming Narrower and Steeper for America’s Baby Boomers
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  • Getting to the Other Side of Grief: Overcoming the Loss of a Spouse
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  • TV’s Newest Widower: Tom Selleck Portrays New York City’s Chief of Police on Blue Bloods
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  • Not a Reason To Stop Online Banking or Buying, But…Secured Web Sites Could Be Using Their Power To Eavesdrop
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  • Europe’s View of Philanthropy At Odds With America’s
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  • Picasso: The Mediterranean Years
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  • Volunteering To Fight Alzheimer’s Disease
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  • Weather Extremes Call for Better Way to Forecast Climate Castastrophes
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  • Wheels Equal Freedom, Fun and Fulfillment for Widows and Other Baby Boomers
            wheelsbabyboomers.jpg
  • Reaping More Happiness from Less Consumption
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  • Making Boredom Interesting
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  • Museums Struggling To Cover Costs, Sell Public Art to Private Collectors
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  • Will Roomy Trousers Push Skinny Pants Out of the Picture
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  • One Way To Take Your Mind Off Things: Solve Rubik’s Cube in 20 Moves
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  • FDIC Seeks Public Input on Ways to Measure Credit-Worthiness After Credit Rating Agencies’ Debacle
                  bankingregulation.jpg
  • World Health Organizaiton Declares H1N1-Swine Flu Pandemic Officially Over
            swineflupandemicover.jpg
  • PBS Documentary on John Lennon’s Years in New York Set to Premiere November 22 on American Masters
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  • Pharmacists Said To Be Better Trained Than Physicians in Drug Effectiveness, Side Effects — So Ask Questions
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  • Credit Agencies To Receive Bounty Fees from UK Government for Tracking Down Fraudulent Welfare Claims
  • Less Than 50% of UK Residents Have Wills — And Regulating Will-Writers Is Under Consideration
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  • The What Ifs of Social Security
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  • Thieves Steal Widow’s Purse Containing Late Husband’s Ashes
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  • Google, Verizon and the Internet’s Future — Consumer Advocates See Corporations Taking Over Internet System
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  • Private Medical Insurance — Is This the Antidote for Pending Cuts in the UK’s National Health Service
  • Is Kissing Becoming a Social Cliché
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  • Kenya Approves A New Constitution — Curbs Presidential Powers, Cronyism and Tribal Favoritism 
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  • Elena Kagan Becomes Fourth Woman Ever Named to U.S. Supreme Court
  • London’s Hidden Gardens Rekindle a Sense of Discovery
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  • Sun Sense — Different Body Parts Tan at Their Own Speed
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  • Exploiting Legal Loopholes, Credit Card Companies Lay Fresh Fee Traps — But Cardholders Are Fighting Back
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  • Wheat Bread’s Popularity Overtakes White Bread’s as More Consumers Seek Loaves of Pre-Sliced Health
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  • European Laws Limiting Doctors’ Work Hours Felt To Put Patients at Risk
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  • How Life Insurance Companies Profit from Benefits Owed Survivors
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  • Saks Fifth Avenue Introduces Designer Label Plus-Sizes to New York — More Stores May Follow Suit
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  • Restaurants Now Offering Many More Wines By the Glass
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  • Arlington, a National Cemetery, a National Shame: May Have 6,000 Mismarked Graves
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  • Compulsory Retirement at Age 65 To Be Phased Out in UK — Brits Living Longer, Healthier Lives, Need More Savings
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  • UK Bank Customers Need To Be on the Alert Regarding Interest Rate Changes
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  • The Wedding Planner — When the Clintons Are Your Clients
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  • Women Retiring Alone to a New City/State: Where Will You Go and Why?
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  • America’s Botanical Gardens Entice Nongardening Visitors With Green Events
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  • London’s Underground Restaurants — Like a Dinner Party With Total Strangers 
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  • Unhealthy Relationship With Cosmetics Breeds Beauty Junkies
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  • Families of Killing Fields’ Victims Speak Out — Prison Sentence Not Long Enough for Khmer Rouge Leader Found Guilty of Crimes Against Humanity 
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  • Bringing Theatre, Dance, Pop and Opera Performances In-House 
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  • Study Links Eating Meat to Weight Gain — No Matter the Calorie Count
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  • Beyond Drugs, Beyond Exercise: Some Common Sense Ways to Control Pain
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  • Next Generation of Online Dating Offers New Roads to Romance
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  • Agatha Christie — Suspending Disbelief in the Name of Mystery
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  • Defining Our Private and Public Selves in an Internet Age
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  • The Single Life Is Expensive
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  • Varied State Insurance Regulations Make Both Buying and Selling Life Settlements Risky Business
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  • Tattoos: Making a Statement With a Very Personal Work of Art
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  • What To Avoid After Turning 40 — And Other Life Lessons Learned 
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  • Tom Jones on Praise and Blame — and a Life Well-Sung
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  • A Hairy Decision — Going Gray
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  • Widows Wear Stilettos — A Practical and Emotional Guide for the Young Widow 
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  • Betsy Ross — Widow, Upholsterer, Defense Contractor 
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  • Can There Be No Mystery Left in Our Personal Lives
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  • British Immigration Minister Doesn’t Envision UK Banning Burqas
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  • Spain To Consider Ban on Wearing Burqas in Public
  • The Look of a Woman — Aging in Paris Versus Elsewhere
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  • The Psychology of Real Estate — Why New Paint and Carpeting May Sound Alarm Bells for Buyers
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  • Senate Passes Financial Reform Legislation — Will New Rules Change the Ways of Wall Street Bankers
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  • Using Young Cartilage Cells Could Offer New Treatment To Avoid Joint Replacement Surgery
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  • Ratatouille — Revisiting a Timeless Vegetable Dish
            ratatouille.jpg
  • Hair Today, New Style Tomorrow
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  • A Widower’s Toolbox — Repairing Your Life After Losing Your Spouse
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  • Money Magazine: 100 Best Places To Live in America
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  • Swan Lake — Striving to Reconstruct a Ballet Classic
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  • What the Future Holds for Death and Taxes
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  • Every Life Has Its Heirlooms
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  • Dynasty Trusts — Estate Planning on a Grand Scale
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  • In Search of a Flat Tummy
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  • Late Husband’s Poker Buddies Help Dallas Widow Cope With Loss
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  • Who Rules America — Wealth, Income and Power in the U.S.
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  • To Give Value to Existence, Death Must Be Regarded as an Art — Beryl Bainbridge
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  • UK Recession — Prior to Autumn 2009 — More Severe Than Originally Feared
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  • Voice Your Opinion on Newly Proposed U.S. Airline Passenger Rules
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  • Many Factors Determine the Best Time To Begin Collecting Social Security
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  • How Financially Savvy Artists, Actors and Musicians Manage Their Money
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  • Scotland Considering Highers Taxes, Pay Freezes, Benefit Cuts To Reign in Expenses
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  • More Americans Becoming Addicted to Alcohol Later in Life
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  • Intrepid Travelers Position Themselves for Sitting Next to Strangers
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  • Family GPs To Determine Direction of Patient Care in Britain — Places Funds, Control Back in Hands of Doctors, Patients
            healthcareinsurance-programs-policies-reform.jpg
  • Art by America’s Wyeth Family on Exhibit in England
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  • Board’s Annual Report on Social Security, Medicare Yet To Be Released
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  • Women Staking Their Domaines as Winemakers
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  • Betty White To Be a 2011 Calendar Girl
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  • How Exercise Remolds the Brain — Keeping Adult Stem Cells Up and Running
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  • Fish Oil May Reduce Risk of Breast Cancer
            fishoilandhealth.jpg
  • Five Years On Since London Transport Terrorist Bombings — Lost Loved Ones Commemorated at Hyde Park Memorial Site
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  • Defining U.S. Standards for Olive Oils Claiming To Be Virgin, Extra Virgin — But How Cold-Processed Are the New Rules
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  • U.S. Passport Fees To Increase
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  • What Will Baby Boomers Retiring Mean for Stocks, Bonds, Money Market Funds
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  • Rome Needs Master Plan — Ancient City Crumbles, While New Architecture Rises
               rome-needsmasterplan.jpg
  • Preparing for Another UK Credit Crunch
             ukcreditcrunch.jpg
  • A Celebration of Life in Death — Going Out in Style
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  • How Investment Houses Speculated on Starvation of the Poor
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  • The Quiet, Kudzu-Like Creep of State Taxes
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  • Newest Beauty Buzzword: Hyaluronic Acid
            skincarebeauty.jpg
  • Women Muscle In on Classic Sports Science Experiments|
            sportsscience.jpg
  • Five Considerations When Investing for Retirement
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  • Exploring Art Fakes, Mistakes and Restorations
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  • Putting Out Feelers on Raising Retirement Age in America
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  • Money and the Pursuit of Happiness
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  • Gender Politics: Global Gap Between Belief in Equality of Sexes and Reality
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